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Equipment Finance
 


Commercial Hire Purchase (CHP)


A Commercial Hire Purchase (CHP) is a where the client hires the asset off the financier under a loan contract. The financier is the owner of the asset. Upon receipt of the final payment ownership of the goods automatically transfers to the client. The interest rate, term & payment are fixed for the life of the contract. The client can claim the interest paid & depreciation on the asset.


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